Ten expensive insurance traps to avoid
Protecting your income is a crucial part of financial wellbeing, but risk insurance can be trickier than it looks. Watch out for these ten traps.
How to buy insurance in your super fund without breaking the rules
Paying for a policy through superannuation can save money – but the rules over payouts can be strict.
What can go wrong if you buy insurance through your super fund
New rules on super funds and insurance means trustees should consult with experts to determine if they have adequate protection.
How to self-insure in your SMSF
It is possible for an SMSF to finance life and disability insurance for its members by setting fund earnings aside in a special reserve account, but it’s a little complicated.
How to get the best holiday insurance
When travelling it’s really important to get the right cover in case something goes terribly wrong. Many policies have details in the fineprint which can also be a surprise when you go to claim.
How to take out income protection insurance
While we insure our house, car and boat, most of us don’t protect our biggest asset – our income.
The best way to take out life insurance
Your life is your most important asset. It’s vital to look at the best way to take out protection so that your family will be looked after.
How to insure yourself against life’s big disasters
A few precautions, mainly involving insurance, can insure you against financial challenges, ranging from being made redundant to falling sick.
How to get better health insurance cover
Your health might be your best asset but is your health fund offering you the best protection? We’re hit with annual rises in premiums and the 30pc health-fund rebate on insurance premiums will drop for many on higher income levels.
Get the cheapest car insurance
Your insurer could be penalising you for simply living in one suburb rather than another. Find better cover.
How to make sure you have enough life insurance
Protecting your family’s lifestyle after death or permanent incapacitation – or even protecting the weekly wage while off work for a shorter term – is important. But, in the absence of expert advice, Australians tend to underinsure themselves.
Where to get the best income protection insurance
Many superannuation funds offer salary insurance – but is this the best place to get cover? You need to understand what’s right for you but insurance of some kind might be a good idea if you don’t already have it.
Should you insure your insurance with ‘level’ premiums?
It sounds good: lock in higher income protection or trauma insurance premiums now and reap rewards later. But are so-called ‘level’ premiums really advisable?
How to cut health cover costs
With healthcare premiums going up every year and rebates being cut back, it’s time to give your health insurance a check-up to make sure you’re not paying too much. Check out these seven areas ripe for closer inspection.
How to save on insurance premiums
Insurance premiums can add up over over the long term, so here a few tips on how to reduce the cost of life insurance and income protection insurance.
How to buy the best home & contents and car insurance
Many Australians are paying too much for their basic insurance needs but there are ways to reduce the amount you fork out in premiums each year.
How to have enough home & contents insurance
Recent disasters have exposed yawning holes in many policies. Would yours deliver when you need it most or would you be caught short? Take our quiz.